Privacy Policy

Effective November 11, 2026

This policy covers the Moolah Bird app for iPhone and iPad (“the app”) and this website, moolahbird.com (“the site”). “We” means the makers of Moolah Bird.

What we collect

From the app: nothing. The app has no sign-up, no account and no analytics. It does not send your information to us or to anyone else. We cannot see what you enter.

The app contains no advertising software, no tracking software and no third-party analytics or crash-reporting tools.

What stays on your device

The app stores the things you give it on your own device so it can do its job:

• Purchases, income and notes you type in.
• Transactions from bank files you choose to import. The file is read on your device and is not uploaded.
• Your budget, bills and subscriptions, goals, accounts and balances, and a credit score if you enter one.
• Things you have put on hold with “Sleep on it”, and when you finished a Money Minutes sit-down.
• A first name, if you give one, used only to greet you.

This is kept in the app’s private storage and protected by your device’s built-in encryption whenever the device is locked. The app also keeps its own daily backup copies there, for the last 30 days you used it, so your data can be recovered if a saved file is ever damaged.

Device backups

If you back up your device with iCloud or to a computer, Apple may include the app’s data in that backup like any other app’s. Those backups are controlled by you and handled by Apple under Apple’s own privacy policy. We have no access to them.

Reminders

If you allow notifications, the app schedules reminders (for a bill coming due, something that has finished waiting, or your weekly Money Minutes) on your device. They are delivered by the device itself. Nothing is sent to us or to a notification service of ours. You can turn them off at any time in the app or in your device’s Settings.

When data leaves your device

Only when you choose. The app lets you export your transactions as a spreadsheet or share a full copy of your data. When you do, the file goes where you send it, and from then on it is covered by the privacy practices of whatever app or service you sent it to.

This website

The site has no cookies, no analytics and no advertising, and it loads nothing from other companies. It is hosted by Vercel, which, like any web host, automatically processes technical details such as your IP address and browser type in order to deliver pages and keep the service secure. We do not use those logs to identify you.

If you email us, we receive your email address and whatever you write, and use them only to reply.

Your choices and rights

Because your data is on your device and not with us, you are in control of it:

• See it or take it with you: use Export or “Share a full copy of my data” in Settings.
• Delete it: use “Start fresh” in Settings, or delete the app, which removes its data from the device.

Depending on where you live (for example California or the European Union), you may have legal rights to access, correct or delete personal data that a company holds about you. We do not hold personal data from the app. If you have emailed us and want that correspondence deleted, write to us and we will delete it.

Children

Moolah Bird is not directed at children under 13, and we do not knowingly collect personal information from children.

Changes to this policy

If the app changes in a way that affects your privacy (for example, if an optional feature to connect a bank account is added in the future), we will update this policy before that change reaches you and change the date at the top. The current version is always at moolahbird.com/privacy.

Contact

Questions about privacy? Email support@moolahbird.com.